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Equipment Finance Options
01
Chattel Mortgage
Own the equipment outright. We secure the asset as collateral against the loan. You pay interest on the borrowed amount and repay the principal over time. No monthly payments until the loan is settled.
02
Hire Purchase
Pay for the equipment in monthly instalments. You don't own the asset until the final payment is made. This is a good option if you need to keep the equipment on the books for tax purposes.
03
Operating Lease
Use the equipment without ownership. You pay a monthly rental fee. This is ideal for seasonal use or when you want to avoid the upfront capital cost of buying.
Eligible Equipment & Assets
Harvest Loans provides finance for the machinery and infrastructure that keep your business running. We cover everything from tractors and harvesters to cold storage and transport equipment.
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